Regency Fincorp Limited
Corporate Governance
Corporate Governance Framework
At Cashmysalary, corporate governance is the foundation of our commitment to transparency, ethical conduct, and sustainable business practices. We are dedicated to operating with integrity and accountability in all our dealings.
Introduction
Regency Fincorp Limited is a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI) as a non-deposit taking, non-systemically important NBFC. The Company is primarily engaged in providing personal loans, MSME finance, and other financial services under the brand "Cashmysalary".
Corporate Governance at Cashmysalary is a system of rules, practices, and processes by which the Company is directed and controlled. It involves balancing the interests of the Company's many stakeholders, such as shareholders, management, customers, financiers, government, and the community.
Purpose of the Policy
The Corporate Governance Policy aims to provide a structured framework for responsible management, informed decision-making, and sustainable business operations.
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Guide strategic direction and supervise risk management. -
Ensure compliance with all applicable laws and regulations. -
Maintain financial integrity and protect stakeholder interests. -
Promote ethical conduct and sustainable business growth.
Key Principles of Governance
Accountability
We act in the best interests of customers and stakeholders.
Transparency
All operations and communications are conducted with clarity and openness.
Integrity
We ensure fairness and ethical behavior in all lending and operational activities.
Compliance
Adherence to RBI regulations, applicable laws, and industry standards is strictly maintained.
Board of Directors & Responsibilities
The Board of Directors of Regency Fincorp Limited is committed to upholding the highest standards of corporate governance and ensuring that the Company operates in a responsible and ethical manner.
Strategic guidance and direction setting
Risk management oversight
Compliance monitoring and enforcement
Financial integrity and reporting
Our Commitment to Customers
Cashmysalary is committed to providing ethical, fair, and transparent lending services. Customers can rely on accurate information, secure processes, and responsible digital loan services. We never conceal facts, ensuring trust and confidence in our operations.
Ethical Lending
Data Security
Transparent Process
Stakeholder Engagement
Cashmysalary values its relationships with all stakeholders and is committed to:
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Maintaining open and transparent communication with all stakeholders. -
Protecting shareholder interests through responsible management. -
Ensuring customer satisfaction through quality service delivery. -
Contributing to the community through ethical business practices.
Regulatory Compliance
Regency Fincorp Limited is committed to full compliance with all applicable laws, regulations, and guidelines, including:
RBI Guidelines for NBFCs
Fair Practices Code (FPC)
KYC & AML Regulations
Data Protection & Privacy Laws
Our Commitment: Regular audits and reviews ensure continued compliance with all regulatory requirements.
Code of Ethics & Conduct
Cashmysalary expects all employees, directors, and associates to adhere to the highest standards of ethical conduct:
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Act with honesty, integrity, and fairness in all dealings. -
Maintain confidentiality of customer and company information. -
Avoid conflicts of interest and disclose any potential conflicts. -
Comply with all applicable laws, regulations, and company policies.
Review & Monitoring
The Corporate Governance framework shall be reviewed annually or whenever significant changes occur in regulations or business operations. The Board ensures the continued relevance and effectiveness of governance practices.
Regency Fincorp Limited
Through this Corporate Governance framework, Cashmysalary aims to strengthen customer trust, safeguard stakeholder interests, and achieve long-term business growth while maintaining the highest ethical and professional standards.
